Tan Chei Huey
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I sincerely believe in financial education. I always reminded myself – “I don’t know what I don’t know.” There are always things I don’t know.
I had already resigned from my job then and switching to entrepreneurship. Below are some of my notes from the event.
Education is really a process. Most people never question going to school to get a job and becoming an employee.
An intelligent person would ask, “What if I don’t want to be an employee?” This is when you examine your old ideas and finding out which ideas need to be changed. But remember, when one mental idea changes, it often requires changing emotionally, physically, and spiritually.
In life, we can never ever stop learning.
I remembered Robert Kiyosaki said “A journey of a thousand miles begins with a baby step.” Robert makes this point because so many people starting out feel like they need to be an overnight success so they bite off more than they can chew.
Long-term success with your new business is not measured by how big your first stride is, or how fast you can launch a product. It’s measured by how many steps you can take.
Depending whether you’re just starting out, there’s nothing wrong with building your portfolio with small investments. When you’re just starting out, there can be a lot of anxious moments that can be overwhelming.
Small investments let you understand exactly what you’ve got yourself into. Small investments are especially useful for the average person who doesn’t have that kind of cash. It’s like the lesson taught in the children’s book “Goldilocks and the Three Bears,” a small investment for a beginner “fits just right.”
We should always imagine ourselves standing at the edge of a coin. There are always 2 different sides and both sides are right. You choose which side is right for you.
When you fall down, stand back up, pick another right side for yourself but don’t retaliate. Get wiser in making your choices each and every time.
Take that loss as a learning lesson and whatever you went through was your teacher that gave you a new “life experience”.
This applies to investments as well. Always reinvest your income, don’t just take your income and enjoy! Instead, continue with baby steps.
Do not undermine whatever baby steps you have taken. Each time you look back, you will notice how far you have made your right steps each time.
Self-doubt is common when you are first getting started. Let me relate you this story from Harvey Mackay.
A professor gave this offer to his class of 30 students just before the start of the final exam.
“I know how much pressure you are facing on keeping your GPAs up. And because I know you are all capable of understanding this material, I am prepared to give an automatic B to anyone who would prefer not to take the final.”
A lot of students heaved a sigh of relief and thanked the professor and left. 8 students remained. The professor asked again – “Any more takers? This is your last chance.”
1 more student decided to go.
There were now 7 students left. The professor closed the door and took attendance. He then distributed the final exam papers.
There were two sentences typed on the paper:
Congratulations, you have just received an A for this class.
Keep believing in yourself.
We are all students in real life. Growing older, we begin to realize we have our limits. But don’t ever let ourselves become our biggest limitation and our own obstacle.
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